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I have enough money to buy a good used ATV outright but I don't want to purchase just a used one. I would like to spend $8K to $10K to get a nice new ATV/Quad to go riding in the mountains with on getaways but to ride around the country when I'm at home. I have about $2K saved up but like I said, I can't afford the ATV I want with that. Would that be enough money for a down payment? I can afford to pay about $200/mo on ATV loan payments if necessary. Are there other places to get financing than through a bank? Do ATV providers like Polaris offer loans? I'm very inexperienced at buying an ATV so thanks for any help!