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Do you have ATV Insurance?  

31 members have voted

  1. 1. Do you have ATV Insurance?

    • YES
      17
    • NO
      16


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Posted

I'm going to revive a really old thread here. I was searching the forum and wanted to ask this of the community....do you have insurance on your ATV and if so what company are you using? Allstate, Progressive, etc., and about how much per year?

Posted

Here in PA, insurance is required to ride a lot of places. I use Progressive, own 3 machines and costs me $165 a year. I have also been with them for years so my rate is cheaper. I think when I first got it, one machine cost me like $230 per year? Then I added the second machine when my girl got into riding. I keep one machine now as a spare, but keep it registered and insured in case we need to use it for riding.

 

Mike

 

Posted

Liability insurance is required here to  ride on public lands and back roads.  I only  carry that.  Own damage  and comprehensive has  too  high a premium charge  for a 28 year old  machine .

 

Posted (edited)

I have Progressive insurance on both my 1983 Honda ATC 185s (Progressive will still insure a trike), and my 2006 Arctic Cat 500 TRV. Full coverage on both costs me around $20 a month, so roughly $240 a year. For me it's peace of mind for those times when friends or family might ride my machines. Also I carry it because atv activity around my cabin has picked up quite a bit in the past few years and I want protection in case someone were to run into me, or vice versa (even though I generally try to drive safe and sane on the trails bad things can happen in an instant).

Edited by Jkoht
  • 7 years later...
Posted
5 hours ago, Ajmboy said:

I am still paying $50 a year for my ATV insurance on my Yamaha Grizzly. It's pretty much liability only.

image.png.8c6654a8efbf53564e580583268f4452.png

Im at $120 per yr for my 2025 Kodiak & TRX 450 R 

  • Like 1
Posted
16 hours ago, Ajmboy said:

I am still paying $50 a year for my ATV insurance on my Yamaha Grizzly. It's pretty much liability only.

image.png.8c6654a8efbf53564e580583268f4452.png

I just paid $125 for 3 machines, full coverage. I also have not had any incidents and I have been with the same company for years so that explains the rate.

 

  • Like 2

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