quadcrazy

Do you have ATV Insurance?

Do you have ATV Insurance?   29 members have voted

  1. 1. Do you have ATV Insurance?

    • YES
      14
    • NO
      15

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What is your take on ATV Insurance? Do you have ATV Insurance? If so, through which company and why?

We'd like to hear our member's opinions on ATV Insurance. Please vote on the poll.

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Since I am military, i have mine insured through USAA. They cover collision damages, theft, storage damage, transportation damage, a bodily injury for anyone riding my quad. My buddy has it also and they covered his repairs on his brut force 750.

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I have Progressive and also because I am financing the quad, so if something should happen.....:no:

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I do not have insurance on my quads right now. I definitely will consider it though.

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I tried geeting insurance through geico because they are a sponsor of the gncc circuit but wouldnt insure me because i raced.....they said they sponsoring was just for advertisment. So they lost the insurance on my truck, quads, snowmobiles, and toy hauler.

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Iv got Insurance on both my snowmobile and quad through State Farm.. For Bodily Injury/Property damage liability, and medical payments. Havnt had to use it yet though *knocks on wood*

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I tried to get insurance on my LTR450 and it was with USAA and I think they quoted me like 500.00 every 6 monts thats more than my truck. If it was cheaper I would. I am the only one that rides my bike but what if you have a hit with another quad? before too long it will be like car insurance espically if your at large gatherings like the sand dunes on weekends. Who knows what will happen.

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my husband has full coversage on his '08 450r...which costs us about $45/year....I need to get some on my 400ex...just haven't yet but now that I'm into racing more, I will be getting it soon!

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i used to have insurance onmy bike but after i really looked into it insurance really doesnt cover all that much when you think of what will actually happen out there in the trails like colliding with another rider...which they wont cover you btw....the only thing that insurance covers up here in canada is fire and theft...im not worried about either so i pulled my insurance plus i saved a $1000 a year...it just seemed like a waste of money...plus they always want the whole year paid in full...lets face it some people just dont have thousands sitting in their bank accounts...i know if my bike ever gets stolen ill have to worry about it but my bikes under lock and key...the rappy is the only thing i own that doesnt have insurance...

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Guest

Have coverage on the quad and trailer......until I do more research, my line of reasoning is better safe than sorry here in NY.

Plus, most, if not all of the charity/poker runs require NYS reg and insurance.....and I won't even start to talk about NYS reg!!!!!!

Tom D

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Like tom above i have it in NY to ride in certain runs and parks here in NY. Pa and Mass doesnt cost my for basic about 80 a year for both quads through progressive..

Chris

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LOL...looks like with the folks here we are at 60%/40%

It's 50/50 now.....

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I use Progressive on my new quad and no insurance on the old one.I'm high risk(too many speeding tickets in my project car).It costs me 500 per year for full coverage plus bodily harm insurance.I've started slowing down on the streets and am looking for ways to get faster in the dirt lol.After I get the old quad to the point where it's rideable more than broken I'll probably get it insured also...

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