Do you have ATV Insurance?

[quadmaniac]

I'm going to revive a really old thread here. I was searching the forum and wanted to ask this of the community....do you have insurance on your ATV and if so what company are you using? Allstate, Progressive, etc., and about how much per year?

[mikeexplorer]

Here in PA, insurance is required to ride a lot of places. I use Progressive, own 3 machines and costs me $165 a year. I have also been with them for years so my rate is cheaper. I think when I first got it, one machine cost me like $230 per year? Then I added the second machine when my girl got into riding. I keep one machine now as a spare, but keep it registered and insured in case we need to use it for riding.

 

Mike

 

[davefrombc]

Liability insurance is required here to  ride on public lands and back roads.  I only  carry that.  Own damage  and comprehensive has  too  high a premium charge  for a 28 year old  machine .

 

[Jkoht]

I have Progressive insurance on both my 1983 Honda ATC 185s (Progressive will still insure a trike), and my 2006 Arctic Cat 500 TRV. Full coverage on both costs me around $20 a month, so roughly $240 a year. For me it's peace of mind for those times when friends or family might ride my machines. Also I carry it because atv activity around my cabin has picked up quite a bit in the past few years and I want protection in case someone were to run into me, or vice versa (even though I generally try to drive safe and sane on the trails bad things can happen in an instant).

Edited March 6, 2019 by Jkoht