Do you have ATV Insurance? » Page 2 » QUADCRAZY ATV Community Forum

quadmaniac · 10-16-2007, 07:21 AM

Good screw them! I use AllState insurance.

Ajmboy · 10-19-2007, 06:44 AM

LOL...looks like with the folks here we are at 60%/40%

Paladin · 10-21-2007, 06:58 PM

Yup- Full coverage on both. Costs me $126 a year for both.

BuckBilly · 10-21-2007, 07:58 PM

You bet I do! On the wifes and mine.

quadmaniac · 11-07-2007, 07:26 AM

Well, out of 12 people that voted, looks like it's almost split down the middle.

DeadAim · 11-07-2007, 05:34 PM

Iv got Insurance on both my snowmobile and quad through State Farm.. For Bodily Injury/Property damage liability, and medical payments. Havnt had to use it yet though *knocks on wood*

LTZ_400rider · 11-17-2007, 10:55 PM

I tried to get insurance on my LTR450 and it was with USAA and I think they quoted me like 500.00 every 6 monts thats more than my truck. If it was cheaper I would. I am the only one that rides my bike but what if you have a hit with another quad? before too long it will be like car insurance espically if your at large gatherings like the sand dunes on weekends. Who knows what will happen.

fox300exchic · 01-16-2008, 12:43 PM

We dont have insurance on ours but once the little guy really starts riding we will look into it.

wheeler0801 · 01-16-2008, 03:14 PM

my husband has full coversage on his '08 450r...which costs us about $45/year....I need to get some on my 400ex...just haven't yet but now that I'm into racing more, I will be getting it soon!

08raptor350 · 01-24-2008, 02:14 AM

i used to have insurance onmy bike but after i really looked into it insurance really doesnt cover all that much when you think of what will actually happen out there in the trails like colliding with another rider...which they wont cover you btw....the only thing that insurance covers up here in canada is fire and theft...im not worried about either so i pulled my insurance plus i saved a $1000 a year...it just seemed like a waste of money...plus they always want the whole year paid in full...lets face it some people just dont have thousands sitting in their bank accounts...i know if my bike ever gets stolen ill have to worry about it but my bikes under lock and key...the rappy is the only thing i own that doesnt have insurance...